Quick Cash Using Your Vehicle as Collateral

Secure Vehicle Loans in Twin Falls

You need cash now, and your vehicle can help you get it. Washington Gun And Pawn offers straightforward collateral loans on cars, trucks, motorcycles, boats, watercraft, powersports vehicles including ATVs, UTVs, side-by-sides, dirt bikes, and trailers right here in Twin Falls. We work with you directly, holding both the title and the asset on-site while you access the funds you need without credit checks or lengthy approvals.


Unlike conventional title loan services, we base our loans on the value of your vehicle and do not run credit checks. You bring in your vehicle and title, and we provide a loan amount based on a fair assessment. Your asset remains secured at our Storage facility in Twin Falls throughout the loan period, giving you peace of mind and immediate access to cash when you need it most.  No loan is too big and depending on the size of the load will dictate the monthly rate.


Contact us today to discuss your vehicle loan options in Twin Falls.

What to Expect When You Book

When you bring your vehicle to our location, you'll meet with our team to assess the value and discuss loan terms. We inspect the condition of your car, truck, motorcycle, boat, or powersport vehicle, then provide a loan offer based on current market value. The entire process is designed to be quick and transparent, with no hidden fees or surprise terms.

Washington Gun And Pawn will hold both your title and your vehicle at our hold facitily in Twin Falls.  We are not liable for fire or theft; you are responsible for insuring your asset while it is in our custody. This arrangement allows us to offer competitive loan amounts while keeping the process simple and straightforward for you.

We accept a wide range of vehicles including certain title-based or real estate-secured collateral where legally permitted. Whether you own a late-model sedan, a dirt bike, a utility trailer, or a recreational watercraft, our team evaluates each asset individually to determine the best loan terms available to you.

Details That Matter Most

Many clients have questions about the loan process, insurance requirements, and what types of vehicles qualify. Here are the answers to the most common questions we hear from people looking to use their vehicles as collateral.

Do you run a credit check before approving my vehicle loan?
No, we do not run credit checks. Your loan is based entirely on the value of your vehicle and the title you provide.
What types of vehicles can I use as collateral?
We make loans on cars, trucks, motorcycles, boats, watercraft, ATVs, UTVs, side-by-sides, dirt bikes, trailers, and certain title-based or real estate-secured collateral where legally permitted.
Where will my vehicle be stored during the loan period?
Your vehicle will be secured on-site at our facility. We hold both the title and the asset throughout the loan term to ensure the security of the collateral.
Am I responsible for insuring my vehicle while you hold it?
Yes, you are responsible for insuring your asset while it is in our custody. We are not liable for fire or theft during the loan period.
How quickly can I get cash once my vehicle is appraised?
Most appraisals and loan approvals happen the same day. Once we agree on terms, you receive your cash immediately with no waiting period.

Vehicle collateral loans provide a fast, credit-free way to access cash when you need it most. With no lengthy applications or credit reviews, you can walk in with your vehicle and title and leave with funds in hand. Reach out to us now to learn more about your loan options.